Home Improvement loans & Purchase Plus Improvement Loans

Do you want to make improvements or updates to your home?  Do you want to buy a home that's not quite O.K. to live in?  

We an help.  We understand not every home meets the requirements of Mortgage Lenders.  Often, it doesn't meet the needs of the homeowner or homebuyer.  Kristeen Smith, Maine's Mortgage Specialist has access to many loan programs to help you buy a home and renovate it.  We also offer programs to help you build or improve your present home.  Here are some of the loan options we have. 

• Cash out financing on your home up to 80% of the present value.  Then do the improvements yourself.
• FHA 203k Limited rehab loan (limited to $35k in repairs and improvements)
• FHA Full Loan program - Primary residence only
  
• Fannie Mae Homestyle Program - Primary homes, second homes and investment properties
  
• New Construction Loan options for new homes and complete rebuild of homes.
• Fixed second mortgage for renovations or debt consolidations. 

There are differences in the above programs.  We can help you navigate through them to figure out which program works best for you. Call us today at 207-878-7770 or start by getting qualified here.